Life can always throw a curve at us, and credit ratings are sometimes the least of our worries. As an individual it is almost impossible to gain access to the lender's employees who actually make the approval decision. Most banks will simply take an application and forward it on to their "mortgage department" At Entrust Mortgage we not only take the time to understand your situation but we also work directly with the individual person who actually makes the approval decision. Whether an isolated incident or a full bankruptcy, these close relationships with the lenders are instrumental in explaining why an approval should be granted even though there have been some past credit problems. If you have had some credit problems in the past, then call us today.