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Archives 2014 [34] June [10] Industry News Industry News Industry News Industry News Lender News Association News Head Office Updates Head Office Updates Head Office Updates Communication Tips May [11] Industry News Industry News Industry News Industry News Lender News Lender News Insurer News Industry Events Head Office Updates Communication Tips Private insurers won't follow CMHC's lead April [4] Industry News Lender News Head Office Updates Communication Tips February [2] Good News in the Federal Budget for Any of Us That Have or Need a Mortgage Property Transfer Tax Exemption threshold now is $475,000 January [7] Industry News Industry News Industry News Industry News Industry News Head Office Updates Communication Tips 2013 [62] December [14] Industry News Industry News Industry News Industry News Head Office Updates Communication Tips Industry News Industry News Industry News Industry News Industry News Insurer News Head Office Updates Communication Tips November [5] Industry News Lender News Head Office Updates Communications Tips Lot's of Great Articles and a Video on Rate Predictions October [5] Lot's of Great Articles... Industry News... Industry News Industry News Mortgage Fraud in Canada has Increased September [4] Industry News OSFI has held off on further tweaks to underwriting rules... Canada’s Condo Market Industry News... August [3] Industry News... Industry News... July [6] Lender News Industry News First-time home buyers undeterred by mortgage rules, rates Industry News Rising interest rates: Consumers, investors face sudden shift Industry News... June [1] Industry News... May [6] Industry News... Industry News... Industry News... Industry News Industry News... Some Good Articles... April [2] First-time homebuyers... Industry News... March [5] Industry News Federal budget 2013: 6 key features of the budget Industry News... Industry News... Lender News... February [3] Industry News... Industry News... Industry News... January [8] Industry News... Crucial bit of missing information may be driving Canadian home prices Industry News... Home sales plunge, market 'clearly in correction mode' Jim Flaherty on home sales dive: 'I don't mind prices coming down a bit, too' Canadians can still buy a house without saving their pennies Industry News... CMHC must stay in government hands 2012 [83] December [6] Housing Crash Industry News - Two Good Artices Feeling Lucky? Go Variable With Plans to Lock In Canadians are carrying more debt than ever before Industry News - Some Good Articles... Three tips for first-time homebuyers November [5] New guidelines coming for mortgage insurers Industry News - Some Good Articles... Canada’s home prices seen falling, not crashing Industry News - Some Good Articles... Industry News October [4] Are we worrying ourselves into a housing crash? Canadians confident in housing, but most not ready to buy Industry News Industry News September [5] Industry News - Some Good Articles... The iPhone’s sexy, but ‘I save’ is far smarter Industry News Doors shutting on first-time home buyers Industry News August [9] Bank of Nova Scotia snares ING for $3.1-billion Industry News Industry News Canadian banks to face rising headwinds: Fitch Home ownership in Canada reaching new heights Save up for a down payment? The young adult's struggle CMHC forecasts slowdown in housing market Industry News One-third of young Canadians have no retirement savings July [5] Why consumers are unprepared for the next financial crisis Dismal bond yields likely to plunge further New mortgage rules slam door on cooling housing market New Mortgage Rules Kick In Flaherty to provinces: heed the lessons of Europe’s debt crisis June [6] Mortgage rule changes coming soon -- could have big impact on your options Finance Minister Jim Flaherty tightens mortgage rules Bank of Canada changes tack as economic ground shifts Industry News Report: OSFI has the wrong end of the stick More Canadians locking in low-rate mortgages, reducing debt May [9] Mortgage brokers warn about new refinancing rules Industry News Canada’s housing agency shrugs off ‘bubble’ talk, defends role in debt financing Industry News Industry News OSFI Why smaller down payments can lead to better mortgage rates Industry News Banks got $114B from governments during recession April [9] Bank of Canada takes aim at home equity lines of credit Industry News CMHC could be pulled out of mortgage insurance business, Flaherty says Central bank unlikely to raise interest rates for fear of hurting the economy Industry News Industry News Flaherty calls on banks to ‘fix’ mortgage market The upside of higher rates Banks can absorb hit to housing market: Ed Clark March [6] Breaking your mortgage: ‘It’s either worth it or it’s not’ The BoC’s household debt conundrum: Rate hikes or regulation? Industry News Goodbye to three irritating bank practices Flaherty, economists optimistic, but warn of overheated housing market Flaherty won't reveal 'intricate detail' of cuts in March 29 budget February [12] Industry News Rising debt putting retirement on hold Expectations muted ahead of banks’ first-quarter results Inflation notches higher in January Two steady housing years ahead: CMHC Handle lines of credit with care Housing cools as sellers hold back Industry News Canadian banks call truce in easy-money mortgage battle Looser mortgage lending raises worries Industry News CMHC backing fewer loans January [7] Real Estate Cycle is a Little Bit of History Repeating . Canadian home prices slide for first time in a year Industry News The Knack to Treating Home Buyer’s Remorse Housing Starts Rise in December: CMHC . Good Things to Come in Real Estate for 2012: RE/MAX . Economy creates 17,500 jobs, but unemployment rate edges up to 7.5% in December 2011 [148] December [8] Caution in the Wind for 2012 Mortgage Forecast Dollar Tumbles as Risk Takes Off on Low Volume, High Hopes Industry News More than one third of Canadians more stressed about finances at year-end according to new Ipsos Reid survey Eurozone Crisis a Threat to Canadian Banks: BOC . Record high household debt in Canada triggers alarm Canada loses jobs for second month Canada’s economy surges ahead November [13] Low interest rates making home ownership slightly more affordable, says RBC Many Canadians Forced to Carry Mortgage Debt into Retirement: RBC . World stocks down as growth warnings, new government in Spain underline risks to world economy Debt crisis sweeps towards heart of Europe The Bank of Canada understands that targeting inflation is still its No 1 job, and that there are limits to its ability to keep borrowing costs on hol Industry News Financial security elusive in retirement New plastic $100 bills go into circulation CMHC Predicts Market Stability Through 2012 Flaherty to deliver economic update: deficit off-target Canada sees biggest monthly job loss since 2009 Industry News Canada’s growth tops forecasts October [4] Industry News No rate hikes until 2013: BMO Canada best for business: Forbes Canada’s finance regulator sends ‘early warning’ to banks on lending September [6] Canadian housing market immune to global turmoil in August, CREA finds Canadians fall deeper in debt Wealthy Barber is back in business Many Canadians Living Paycheque to Paycheque . Industry News The Bank of Canada's changing language August [12] Economic conditions will help Canada's real estate sector stay healthy: CMHC Canadians Struggling to Save . B.C.'s home sales, property values to slow as job growth ebbs: BCREA Industry News Housing starts to hold steady in 2011, 2012: Canada Mortgage and Housing Corp. Carney and Flaherty Urge Calm Fall Home Renovation Projects Canadians Moving and Upgrading Housing More Often: TD . Major Banks Forecast Rate Hold Through Q2 2012 Real estate buyers to focus on low interest, ignore market turmoil Shall I rent or shall I own? Market downturn could jeopardize surprisingly strong housing market July [6] Beyond debt ceiling, U.S. needs own GST Industry News Condo owners stuck with $2.2M repair bill Home prices remain sky high in June, but poised for a drop, economists say C.D. Howe Institute monetary policy council urges Bank of Canada to raise rates Economy cranking out new jobs, but economists question quality of work June [19] Why economists see a modestly stronger second half for 2011 after a dismal 6 months Canada’s inflation leaps most in 8 years Scotiabank today released the results of 6 Stupid Mistakes Businesses Make On LinkedIn -- And What You Should Do Instead Flaherty's Changes Impact Housing Market . Bank of Canada's Carney warns of mounting risk, predicts bad quarter for economy Canadians slid further into debt in first quarter; credit outpaces income growth Industry News Industry News 10 reasons not to panic Carney warns of trouble in overheated housing market once interest rates rise TD Bank forecasts low interest rates this year Recreational property markets bouncing back: Re/Max Canada's jobless rate falls to lowest level in two years Little risk of another recession: Flaherty Five myths about homeowner's insurance Bleak’ U.S. jobs report underlines economic malaise Canadian debt load: $26,000 - excluding mortgages Industry News May [21] 5 things to ask when buying a cottage Canadian economy headed for slowdown The best deal in real estate Credit lines worst trend of last 20 years, Wealthy Barber writer says Podcast: Why is housing so hot in Canada? Mortgage rules to push housing lower: CMHC Selling house not just about highest price Harper signals continuation of economic policies despite new faces in cabinet Home prices continue climb World debt will impact Canada as well, says Carney Five steps to scoring a mortgage How the home price forecasts changed Debt on home equity lines of credit: $220-billion Canadians Looking For Ways To Pay Mortgages Faster, Scotiabank . Vancouverites like affordability of condos but hope to one day own a house Canada's economy creating more full-time, and better paying jobs US dollar on verge of crossing devastating thresholds 58,000 Jobs Canadian unemployment rate slips Why I paid $10,000 to break my mortgage Rent or buy? Do the math April [18] Tips for dealing with a renovations contractor Industry News Safe as houses? That loud knocking is falling prices Canadian consumers expected to remain cautious as interest rates set to rise Canadians struggling to save and pay off debt; 38 per cent have no savings The 'thrill' of buying a house It started with energy… now inflation has come home The Bank of Canada boosted its growth forecast West coast residents focusing on debt management No new jobs created in March as robust economic growth shows signs of slowing Escaping from mortgage prison More than half of young adults waiting till next year to buy home: RBC survey Canada in middle of growth spurt, to lead G7 in first half of 2011: OECD Beware sales pitch behind banks' advice Canada's big banks raising residential mortgage rates ahead of busy period Canadian firms still bullish, but fret about high oil, food prices and loonie Experts best at brokering mortgage Consumers turning to home equity loans March [19] Industry News Japanese disaster won't plunge global economy back into recession: economists Canadian economic growth will pick up despite crisis in Japan Canada’s economy will grow by 3.2% this year, Wealth among Canadians has rebounded It’s well known that the Internet and social media are Selling a house? Beware the costs Why the BoC won’t raise rates until October Central bank may still hike rates before summer Canada new home prices hit record high, pace slows Homeowners confident about ability to pay mortgages... The difference between yields on ... A report by a six-person task force recommends that... Today’s column is about changes made to help consumers and... The improving economic backdrop has strengthened some... How I saved thousands on my mortgage Bank of Canada keeps short-term rates low... Average bankrupt person is 41, married and has four credit cards... GDP jumps, signs point to a stronger than expected Canadian economy in 2011 February [17] Housing more affordable in two straight quarters: RBC The rise and fall of mortgage rates Economic Growth to Slow, Housing to Stay Balanced Inflation fairly tame, bucks global trend Average Canadian family debt hits $100,000, says Vanier Institute Canadian credit card debt dropped during holiday season The problem with teaching people to be smarter about money is that they learn to ask questions for which there are no ready answers. Think Outside the Bun. Whether you own a house or are looking to buy, rising mortgage rates are your enemy. As consumer debt levels soar and baby boomers approach retirement... The Canadian Real Estate Association has raised its sales forecast for the rest of the year... Tighter inventory levels helped to make the last decade one of the healthiest periods on record for Canadian real estate... CANADIANS LESS OPTIMISTIC ABOUT ECONOMY COMPARED TO A YEAR AGO Rate hikes could spark house price collapse, economist warns Bank of Canada Governor Mark Carney and other policymakers have no doubt... At last count, the average consumer had $25,163 of non-mortgage household debt.... Working through multiple debts can seem like slogging through quicksand. January [5] Canadian, U.S. consumers more hopeful about jobs, finances, purchases Tighter Mortgage Rules May Yet Save Us From Ourselves Lending standards may already be too tight: mortgage professionals Bank of Canada maintains overnight rate target at 1 per cent The Harper Government Takes Prudent Action to Support the Long-Term Stability of Canada’s Housing Market 2010 [88] December [8] Got five minutes to cut costs on your bills? Christmas is a homebuyer's market Economy to grow slightly faster in 2011 than this year, says RBC report Monday was D-Day Ask questions first, regulate later. The potential for new mortgage restrictions is again making headlines. BMO encourages Canadians to... Red alert for debt-strapped Canadians: Bank of Canada chief says reckoning ahead First-time homebuyers don't consider all costs November [12] Bonds Tell Tale of Sound Recovery Consumers upbeat, but still holding onto wallets Nine steps to a better credit score Global troubles bring some good news for Canada: low interest rates Inflation, retail sales numbers bring glad economic tidings for Christmas season Tough decisions ahead to avoid fiscal trouble: Flaherty Father doesn't know best Leave No Stone Unturned in Your Hunt For the Perfect Rate Too many clowns with no financial plan Canadian mortgage debt rises to over $1 trillion on high prices, low interest Canadians comfortable with their mortgage debt levels; One third have made additional payments in the last 12 months Consolidating debt within a mortgage: Good idea? October [11] Homebuyer Tradeoffs: What Will You Have To Sacrifice? Your options in the brave new real estate world Bank of Canada says third-quarter growth was worst since recession Housing boom blamed on subsidies Canada’s economy appears to be on the mend Low rates bail out housing Nine signs you can't afford your mortgage Half of Canadians struggling to save: RBC poll What's the difference between a mortgage broker and a road rep? Recovery still 'modest': Carney Canadians Are the Lucky Ones August [5] CIBC World Markets Inc. Canada’s economic recovery ‘by no means a sure thing' U.S. home foreclosures surge Summer sales cool in Victoria CREA lowers home sale expectations July [4] Variable rate may no longer win Bank of Canada increases overnight rate target to 3/4 per cent Canadian economy adds 93,200 jobs in June; loonie jumps after employment report Real estate broker predicts lower home prices on the way June [7] How the HST impact will differ between Ontario and B.C. Risk and Reality Home sales sputter in May Outrunning the bear market Carney plots cautious rate path Credit Score Secrets Carney's big call May [11] Home foreclosures don’t add up Loonie's plunge signals long-term risk for Canadian and global economies New rules cuff some mortgages to banks Rate hike not guaranteed…. DAY OF DECLINE Private sellers shaking up real estate industry Friday's inflation rate expected to open door to interest rate hikes: economists Even recession didn't slow down Canadian's spending, report finds Feds want tighter rules to ground fly-by-night movers Canada No. 1 in consumer debt Interest rates: Signs of anxiety April [10] In Defence of the HST Bank signals higher interest rates only weeks away, as dollar soars Bank to keep us guessing on rates Anticipation of Bank of Canada rate hikes are fuelling mortgage increases, high dollar New rules for rental properties could squeeze first-time homebuyers Canadian firms expect gradual recovery Pain in Australia is a peek at what's to come When will the Bank of Canada raise interest rates and by how much? Rates staying low into next year Mortgage brokers taking a closer look at who is buying March [6] No GST hit for financial sector: Ottawa Big banks raise mortgage rates in sign era of historically low rates ending Canada's housing boom continues to outpace recovery in developed countries When it Comes to Mortgage Details, Most People Just 'Zone Out' Flaherty not flinching as loonie nears parity The Flaherty Effect February [7] New mortgage rules introduced to lessen mortgage crunch risks Mortgage changes target ‘reckless’ buyers: Flaherty Ottawa toughens mortgage rules Ottawa advised to tighten mortgage rules Ottawa advised to tighten mortgage rules Ottawa advised to tighten mortgage rules Genworth already using potential new mortgage rule January [7] Fed holds rate low to help recovery Does my reno qualify for a tax credit? Economic recovery becoming more solidly entrenched, says Bank of Canada Mark Carney enters crucial phase for recovery More consumers turning to brokers for their next mortgage Canadians cautious with mortgages, CAAMP survey finds Bank of Canada takes stance on housing bubble
